Frequently Asked Questions - 05 - Credit Scores

Questions about credit scores

Our credit scores are provided by a company called TransCredit and are updated every month. When a company's score shows as N/A, it generally means that they have just recently created their account with us and have not been included in an update from TransCredit. It may also mean that the company has not been actively using their account and as a result, their score was not detected in the last update. Finally, it may mean that the company is fairly new and TransCredit has not started a credit report on them yet. Tip: Getloaded members receive a discount on detailed credit reports through TransCredit, so be sure to notify them of your Getloaded membership!

Credit scores on Getloaded are provided by TransCredit, a well-known credit reporting service. The breakdown of the scores is as follows: Too new to rate: 0 High risk: 1-39 Increased risk: 40-59 Moderate risk: 60- 79 Lowest risk: 80-100 The major factors used in determining a company's credit score are the number of years in business, the company's credit references, credit history, and their average payment trend in days. Please contact TransCredit at 800-215-8448 for a copy of any credit report. Credit scores on Getloaded are updated every 24 hours.

If the information TransCredit has on file is incorrect or outdated, there may not be a credit score shown on your load postings. Please contact TransCredit at 800-215-8448 for a copy of your most recent credit report. We update our credit scores every 24 hours based on the information provided to us by TransCredit, but will adjust a score, at any time, if we receive an updated credit report. If you know that your credit score has changed with TransCredit, please fax the new report to Freight Relations at (804)-744-8394.